Enter a salary and where you live. Add a second scenario to compare another salary or another province or territory.
Scenario A
Scenario B
Single filer, employment income only. Refundable credits and benefits (GST/HST credit, Canada Workers Benefit, provincial benefits) are not included, so take-home pay is understated at low incomes.
Scenario A
-
- a month
Scenario B
-
- a month
Difference (B − A)
-
- a month
-
Estimate for the 2026 tax year, not financial, tax or legal advice; verify against the official sources linked under each rate.
Where each salary goes
Side by side
| Item | A | B | B − A |
|---|
Marginal rate: tax on your next dollar of salary. Effective rate: share of your whole salary. The Federal, Provincial and Payroll math tabs show every step.
Verify these numbers
Every rate, threshold and amount here comes from the pages below, and each one is also linked next to the figure it supports. Open the official page and compare before you rely on a number. Some government sites block automated tools but open in a normal browser. Pages marked as cross-checks are third-party, not official.
All provinces and territories
Same salary and deductions as Scenario A in every province and territory. Quebec uses QPP, QPIP and the Quebec EI rate. Effective rate includes payroll; marginal rate is income tax only. Click a column heading to sort.
Sales tax (cost-of-living context)
| Province or territory | GST | PST / QST | HST | Combined | Basis |
|---|
General rates on most purchases; some goods are exempt or taxed differently. Hover a Basis cell for the full note. No spending model is applied.
Federal tax math
Deductions from income
| Deduction | Amount |
|---|---|
| Total | - |
Federal tax brackets
| From | To | Rate | Income in bracket | Tax |
|---|---|---|---|---|
| Totals | - | - | ||
Non-refundable tax credits
| Credit | Amount | Rate | Credit |
|---|---|---|---|
| Total credits | - | ||
Federal tax
-
Federal marginal rate
-
Sources for the federal values
Provincial tax math
Deductions from income
| Deduction | Amount |
|---|---|
| Total | - |
Tax brackets
| From | To | Rate | Income in bracket | Tax |
|---|---|---|---|---|
| Totals | - | - | ||
Non-refundable tax credits
| Credit | Amount | Rate | Credit |
|---|---|---|---|
| Total credits | - | ||
Provincial or territorial tax
-
Provincial marginal rate
-
Sources for the provincial values
Payroll math
Total payroll contributions
-
Payroll marginal rate
-
Employee share only, one employer, full year. Enhanced CPP/QPP and CPP2/QPP2 contributions are deducted from income; base contributions and EI/QPIP premiums are claimed as credits where the jurisdiction allows.